The core difference
Getquin is a community-driven portfolio tracker. Its core value proposition is making it easy to connect your brokerage accounts, see your performance in clean dashboards, track dividends and allocation, and engage with a community of other retail investors. It's especially popular with European investors who want a polished, modern alternative to broker-native tracking apps.
Guardfolio is a portfolio risk monitoring platform. It tracks the structural risk of your portfolio on a continuous basis: how concentrated you are, how far your allocation has drifted from target, whether ETFs are hiding duplicate exposure to the same underlying stocks, how your drawdown and volatility compare to your limits. When any metric crosses a threshold you set, it sends you an alert via email or Telegram.
These tools are not direct competitors. The question is which problem you actually need to solve.
Quick verdict
Choose Getquin if your priority is daily portfolio tracking, performance
visualization, dividend overview, and engaging with a community of retail investors.
Choose Guardfolio if your priority is monitoring portfolio risk — catching
concentration creep, allocation drift, ETF overlap, and drawdown — with automated alerts
between reviews.
What Guardfolio monitors: the six risk dimensions
Guardfolio's value is specific: it tracks the risk metrics that passive performance monitoring misses. Most portfolio trackers — including Getquin — show you what you own and how it's performing. Guardfolio shows you whether the structure of your portfolio is still consistent with the risk you intended to take.
Concentration risk
Flags when any single position exceeds your concentration limit as a percentage of total portfolio value. Includes look-through for ETFs — so if VTI, QQQ, and a tech fund all hold Nvidia, your effective exposure is measured across all three.
Allocation drift
Tracks how far your actual portfolio weights have moved from your target allocation. A 60/40 portfolio drifts silently during bull runs — Guardfolio measures the gap continuously and alerts you when it exceeds your tolerance band.
ETF overlap
Looks through the holdings of every ETF you own and identifies duplicate underlying stocks. Many investors holding three "diversified" index funds are actually heavily concentrated in the same 10 mega-cap names without realising it.
Drawdown monitoring
Tracks the peak-to-trough decline from your portfolio's recent high in real time. Set a drawdown alert threshold — if your portfolio drops beyond that level, you get notified before the loss compounds further.
Volatility
Measures your portfolio's annualized standard deviation and compares it to your historical baseline. A spike in portfolio volatility — often caused by a new concentrated position or a sector shift — triggers an alert so you can investigate the cause.
Sector exposure
Breaks down holdings by sector and tracks how sector weights shift over time as prices move. Alerts you when any sector exceeds your cap — useful in portfolios that include a mix of ETFs and individual stocks where sector drift is hard to spot manually.
For the full methodology behind these metrics, see Guardfolio's portfolio metrics methodology. To understand how these fit into a monitoring workflow, see how to monitor portfolio performance.
See all six metrics on your own portfolio — in your first session
Connect your accounts and Guardfolio surfaces concentration, hidden ETF overlap, allocation drift, drawdown, volatility, and sector exposure — live, across every brokerage. The first 7 days are free.
Start Free Trial → 7-day free trial · Cancel anytime · Read-only broker accessFeature comparison
| Feature | Guardfolio | Getquin |
|---|---|---|
| Primary focus | Portfolio risk monitoring | Community-driven portfolio tracker |
| Broker / account sync | ||
| Concentration alerts | ||
| Allocation drift monitoring | ||
| ETF overlap / look-through | ||
| Drawdown alerts | ||
| Volatility tracking | ||
| Sector exposure monitoring | ||
| Portfolio health score | ||
| Alert channels | ||
| Community / social feed | ||
| Mobile app | ||
| Dividend tracking | ||
| Free portfolio risk check | ||
| Multi-account aggregation |
When Getquin is the right choice
Getquin is built for retail investors who want a polished, mobile-first tracker that connects to their brokerages and makes their portfolio easy to view at a glance. The community feed is a real differentiator — if you enjoy seeing what other investors hold, sharing your own portfolio, and following discussion around individual stocks and ETFs, Getquin is purpose-built for that workflow in a way Guardfolio is not.
Best for Getquin
- European retail investors looking for a modern broker-agnostic tracker
- Investors who want a clean mobile app for daily portfolio check-ins
- Users who value a community feed and social interaction around investing
- Anyone who wants performance, dividends, and allocation in one consumer app
When Guardfolio is the right choice
Guardfolio is built for investors who hold broad ETFs and want to know whether the risk profile of their portfolio is still consistent with their plan. The core use case is catching structural risk problems that are invisible without active monitoring: concentration creep from a position that grew quietly, allocation drift from a strong equity run, hidden ETF overlap creating more single-stock exposure than intended, or a drawdown that is moving toward a level you would want to act on.
Guardfolio is not a daily-use tracker, a community app, or a performance dashboard. It is a risk monitoring layer — the thing you connect to your brokerage accounts so that your portfolio monitoring runs continuously and alerts you when something changes materially.
Best for Guardfolio
- Passive and index investors who want concentration and drift alerts
- Investors with accounts at multiple brokerages who need a unified risk view across 30+ exchanges
- Anyone who holds multiple ETFs and wants to check for hidden overlap
- Self-directed investors who want alerts for drawdown, volatility, and sector drift
- Long-term investors who review quarterly but want automated alerts between reviews
Can you use both?
Yes — and it is a reasonable combination for investors who want both day-to-day visibility and a structural risk safety net. Getquin handles the daily tracking, performance dashboards, and community layer. Guardfolio handles the structural risk layer: is my portfolio still diversified, is concentration building, is allocation drifting, are my ETFs hiding overlap I haven't noticed?
If you already use Getquin to follow your portfolio and the community, layering Guardfolio on top adds the alerts that Getquin does not prioritize. They complement each other without overlapping in function.
See exactly where your portfolio is leaking risk
Daily trackers show you what moved. Guardfolio shows you what's broken — hidden ETF overlap, concentration creep, drift, drawdown, and volatility on your real, live portfolio. Try it free for 7 days.
Start Free Trial → 7-day free trial · Cancel anytime · Read-only broker accessFrequently asked questions
What is the difference between Guardfolio and Getquin?
Getquin is a community-driven portfolio tracker with broker sync, a social feed, performance dashboards, and basic dividend and allocation views. Guardfolio is a portfolio risk management platform: it monitors concentration, allocation drift, ETF overlap, drawdown, and volatility — and alerts you when any of those metrics crosses a threshold you set. They target different investor workflows.
Does Getquin have portfolio risk alerts?
Getquin focuses on tracking, performance visualization, and a community feed. It does not offer the kind of structural portfolio risk alerts that Guardfolio provides — threshold-based notifications for allocation drift, concentration spikes, ETF overlap, drawdown, and volatility. If automated risk monitoring is your primary need, Guardfolio is the more appropriate tool.
What is the best alternative to Getquin for risk monitoring?
Guardfolio is designed specifically for portfolio risk monitoring. It tracks concentration risk, ETF overlap, allocation drift, volatility, and drawdown continuously across all your accounts — and sends email or Telegram alerts when any metric crosses your thresholds. It covers the risk monitoring gap that Getquin does not prioritize.
Can I monitor my portfolio across multiple accounts with Guardfolio?
Yes. Guardfolio connects to 30+ exchanges and brokerages via read-only API and aggregates all holdings into a single unified risk view. Risk metrics — concentration, allocation drift, ETF overlap, volatility, and drawdown — are calculated at the combined portfolio level, not account by account. This is the key advantage over tracking each account separately in a spreadsheet or different apps.
Is Guardfolio free?
Guardfolio offers a free portfolio health check with no signup required: upload your holdings and get an instant view of ETF overlap, concentration score, sector exposure, and volatility. Ongoing portfolio monitoring with automated alerts requires a paid plan. See the free risk check to start.
Can I use both Guardfolio and Getquin?
Yes, and it is a practical combination. Getquin handles daily tracking, performance dashboards, and the community feed. Guardfolio handles the structural risk layer — whether your portfolio is still appropriately diversified, whether concentration is building, and whether your allocation has drifted from your target. They do not overlap in function.
Stop watching. Start monitoring.
Daily check-ins show what moved. Guardfolio shows what's broken.
- Live concentration & ETF overlap alerts
- Drift, drawdown & volatility monitoring
- Read-only sync across 30+ brokers