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AI Portfolio Diversification & Risk Monitoring

Monitor diversification, detect rising risk, and get real-time alerts when your portfolio becomes unbalanced.

📊 Track diversification across stocks, crypto & ETFs
🚨 Real-time alerts when risk or concentration increases
🤖 AI monitoring that adapts as markets change
🧘 Built for retail investors — simple, automatic, clear
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140+ investors protecting $47M+ in assets
Free forever plan No broker login 2 min setup
✨ Free Risk Analysis

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Why investors switch to Guardfolio

Portfolio Risk Analysis: Finally Know What's Actually Risky

Most investors discover risk after they've lost money. We flip that.

🎯

Portfolio Concentration Risk Detection

40% of your portfolio in "different" tech stocks? That's not diversification. We'll show you the overlap you can't see. Learn about concentration risk → View all portfolio monitoring features →

→ Saved one user $23K in a single correction

🔔

Real-Time Portfolio Risk Alerts

VIX spiking? Correlations breaking down? We alert you when conditions match historical pre-crash patterns. How portfolio alerts work →

→ Average 3-day head start on market moves

😌

Automated Portfolio Monitoring for Peace of Mind

No price spam. No daily emails. Just a ping when something actually needs your attention. Most days? Silence.

→ 94% of users check portfolio less often

Takes 2 minutes. No credit card needed. Learn how it works.

Portfolio Dashboard: See Your Entire Portfolio at a Glance

Real-time monitoring, AI-powered alerts, and comprehensive analytics - all in one beautiful dashboard. Read our blog for investment tips and portfolio management strategies. Learn about portfolio diversification, risk management, and retirement account protection.

Portfolio Overview

Last updated: Just now
Total Portfolio Value
$87,432.18
↑ $1,347.82 (+1.57%) Today • +$14,628 YTD
Health Score
94 /100
Excellent ⭐
Risk Level
Low
✓ ✓ Well Diversified
📈
Connected Accounts
3
✅ Fidelity, Robinhood, Coinbase
🏦
Total Holdings
28
💼 Stocks, Crypto, ETFs
💹

🔔 Recent AI Alerts

Live
⚠️
Concentration Risk Detected
Warning
AAPL represents 18.3% of your portfolio ($16,000). Consider rebalancing to reduce single-stock risk exposure.
🕒 2 hours ago
•
View Details →
📈
Rebalancing Opportunity
Action
Your 401(k) allocation drifted 8.2% from target. Moving $2,800 from stocks to bonds would optimize your allocation.
🕒 5 hours ago
•
Auto-Rebalance →
✅
Portfolio Health Improved
Success
Your diversification score increased from 87 to 94/100. Recent changes reduced correlation risk by 12%.
🕒 Yesterday, 2:34 PM
•
✅ Acknowledged

🥧 Asset Allocation

DIVERSIFIED
$87.4K
Stocks
$43,716 50%
ETFs
$26,230 30%
Crypto
$17,486 20%

📈 Performance

↑ +24.3%
JanMarMayJulSepNov
YTD Return
+24.3%
All-Time
+$14.6K

🛡️ Risk Metrics

HEALTHY
Volatility
25% Low
Concentration
55% Medium
Diversification
94% Excellent
Correlation
32% Low
AI Risk Assessment
Low Risk
Portfolio is well-balanced ✓

See your portfolio like never before with real-time insights and AI-powered protection. Learn how portfolio monitoring works or discover common portfolio risks.

Start Monitoring Free →

Portfolio Monitoring Software Features - Track & Manage All Your Investments

Comprehensive portfolio risk management platform with AI-powered monitoring, real-time alerts, and analytics across stocks, crypto, ETFs, and retirement accounts. Read our investment guides → Explore risk management strategies, diversification tips, and retirement account protection.

Unified Portfolio Dashboard for Multi-Account Monitoring

See all your investments in one place. No more jumping between platforms.

  • Stock brokers & ETFs
  • Crypto exchanges & wallets
  • Futures & derivatives
  • Pensions & retirement accounts
  • Manual assets (real estate, cash, metals)
  • Guide to multi-account tracking →

AI-Powered Portfolio Risk Alerts

Real-time monitoring with alerts when risks are detected.

Smart AI Investment Guidance & Recommendations

Portfolio risk advice that feels like having a personal wealth manager.

Portfolio Health Score & Risk Analysis

Instant understanding of your portfolio's safety with a simple 0-100 score.

AI Portfolio Analysis

Professional-grade insights explained in simple language.

Bank-Level Security

Read-only integration helps keep your assets secure.

Trusted by Investors Who Refuse to Gamble Their Future

Everyday investors, founders, and professionals use Guardfolio AI to avoid nasty surprises, protect six-figure portfolios, and stay calm when markets turn violent.

"Guardfolio caught a concentration risk in my tech stocks that I completely missed. I trimmed positions before a 18% drawdown and saved tens of thousands in paper losses."

— Daniel R., tech employee & long-term investor

"Instead of checking my portfolio 10 times a day, I let Guardfolio watch it. I get a message when something actually needs my attention, which has done wonders for my stress levels."

— Sarah K., busy founder balancing public markets & crypto

"The health score became my north star. If it stays green, I sleep well. If it turns orange, I know exactly what to fix — no jargon, just clear next steps."

— Michael L., managing retirement & kids' college funds

Built for safety from day one
Read-only connections • No trading permissions • 256-bit encryption

Portfolio Monitoring Software Pricing - Early Access

Choose the best portfolio tracking plan for your needs - From free portfolio monitoring to advanced risk management features for serious investors

Monthly Annual -30%
Save 30% with annual billing on Pro & Elite

Guardian

$0/month

Perfect for getting started

  • Online risk report
Risk Report Assessment
🔥 Limited Time Offer

Guardian Pro

$29.99/mo
Regular $39/month
$251.88 billed yearly

Early Adopter Pricing — Lock in this rate forever

Join Waiting List

Guardian Elite

$79/mo
$660 billed yearly

For portfolios $500k+

  • Everything in Pro
  • AI deep-dive reports
  • Tax optimization guidance
  • Futures & derivatives support
  • White-glove onboarding
  • Dedicated account manager
  • API access
  • 24/7 priority support
Join Waiting List

🎉 Early Access Program: Sign up now to lock in these prices forever. Product launching Q1 2026. Limited spots available. Learn how portfolio monitoring works or read about common portfolio risks.

AI-Powered Portfolio Risk Alerts

AI-powered alerts that catch problems before they hurt your portfolio

Market & Position Risk Alerts

Real-time monitoring of individual positions and market conditions

🚨

High Volatility Event

AAPL showing 3x normal volatility. Consider position sizing.

📉

Trend Break Detected

BTC breaking below 50-day moving average. Momentum shift detected.

📊

Volume Spike

TSLA trading volume 5x above average. Investigate for news.

Portfolio-Level Risk Alerts

Comprehensive analysis of your overall portfolio health

⚠️

Over-Concentration Risk

Your portfolio is 42% tech stocks. Consider rebalancing to reduce drawdown risk.

🔗

Correlation Warning

3 assets are highly correlated. If one drops, all may drop together.

🧩

Under-Diversified

Only 8 holdings detected. Consider adding more positions for better risk management.

Event-Based Alerts

Stay informed about market-moving events and news

🏦

Federal Reserve Announcement

FOMC meeting tomorrow. Expect market volatility across all sectors.

📢

Negative Sentiment Spike

Social media sentiment for META dropped 40% in 24 hours.

⚖️

Regulatory Warning

SEC investigation announced for one of your holdings.

Rebalancing & Opportunities

Smart recommendations for portfolio optimization

⚖️

Rebalancing Opportunity

Your allocation drifted from targets. Time to rebalance for optimal risk.

📅

Earnings Approaching

4 portfolio holdings reporting earnings next week.

₿

Crypto News Risk

Major exchange facing regulatory scrutiny. Monitor your positions.

Seamless Portfolio Integration & Monitoring

Works with 50+ brokers, exchanges & wallets

Read-only access. We never have permission to trade or move your funds.

How AI Portfolio Monitoring Works

Three simple steps to smarter, safer investing

1

Connect Your Accounts

Securely link your stock brokers, crypto exchanges, and wallets using bank-level encryption. Read-only access means we can never trade or move your funds. Learn more about account connections →

2

AI Analyzes Your Risk

Our AI monitors your portfolio 24/7, analyzing volatility, correlation, concentration, and thousands of market events in real-time. How AI detects portfolio risk →

3

Get Intelligent Alerts

Receive actionable notifications before problems arise. No noise, no spam—just critical insights when you need them most. Understanding portfolio alerts →

Affiliate Program

Launch the Guardfolio Affiliate Desk

Earn 30% recurring revenue for every investor you refer. Plug into our battle-tested funnel, promo assets, and dedicated partner success team.

  • ⭐ 30% lifetime commission on every paid subscriber
  • ⭐ Custom tracking links + real-time reporting dashboard
  • ⭐ Launch kit: swipe copy, creative, and webinar invites

Same-day approvals • Dedicated partner manager • Monthly payouts

Avg. affiliate payout

$1,450/mo

Cookie window

60 days

Best performers earn

$9k+/mo

Partner community

180+

Frequently Asked Questions

Everything you need to know about Guardfolio AI portfolio monitoring and risk management

❓ What is Guardfolio AI?

Guardfolio AI is an AI-powered portfolio risk monitoring platform that protects your investments by analyzing stocks, crypto, ETFs, mutual funds, 401k, and IRA retirement accounts 24/7 with real-time risk alerts. It connects to major brokerages like Fidelity, Charles Schwab, Vanguard, Robinhood, and Coinbase.

🤖 How does AI portfolio monitoring work?

Our AI monitors your portfolio continuously, analyzing volatility, correlation, concentration risk, diversification, and market events. You receive intelligent alerts via email, SMS, and push notifications before problems arise, helping you protect your investments from market crashes and downturns.

💰 Is Guardfolio AI free to use?

Yes, Guardfolio AI offers a free Guardian plan that includes basic portfolio monitoring, health score tracking, and weekly risk alerts for 1 connected account. Premium plans with advanced features and unlimited accounts start at $29.99/month. No credit card required for free plan.

🏦 What brokerages does Guardfolio AI support?

Guardfolio AI supports 20,000+ brokerages and financial institutions including Charles Schwab, Fidelity, Vanguard, Robinhood, E*TRADE, TD Ameritrade, Interactive Brokers (IBKR), Webull, Coinbase, Kraken, M1 Finance, and more. We use secure read-only connections via Plaid and SnapTrade.

📊 What assets does Guardfolio AI support?

Guardfolio AI supports stocks, ETFs, mutual funds, cryptocurrency, retirement accounts (401k, IRA, Roth IRA), futures, options, bonds, and manual assets like real estate and cash. You can track your entire investment portfolio in one place.

🔒 Is my portfolio data secure?

Yes, your data is fully secure. Guardfolio AI uses bank-level encryption and read-only connections to your accounts. We cannot execute trades, withdraw funds, or access your money. All connections are authenticated through Plaid and SnapTrade, the same secure infrastructure used by major fintech companies.

🛡️ Can Guardfolio AI prevent investment losses?

While no tool can guarantee prevention of losses, Guardfolio AI helps you stay informed with real-time risk alerts for concentration risk, volatility spikes, correlation changes, and market events. Early warnings allow you to review your portfolio and make informed decisions to help protect your investments.

💵 How much does Guardfolio AI cost?

Guardfolio AI offers three plans: Guardian (Free) with 1 account and basic monitoring, Guardian Pro ($29.99/month or $20.99/month billed annually) with unlimited accounts and real-time AI alerts, and Guardian Elite ($79/month or $55/month billed annually) with everything plus AI deep-dive reports, tax optimization, and dedicated support. Annual plans save 30%.

🏦 Does Guardfolio AI work with 401k and retirement accounts?

Yes, Guardfolio AI fully supports 401k, IRA, Roth IRA, SEP IRA, and other retirement accounts. Monitor your retirement portfolio health, get rebalancing recommendations, and receive alerts when your 401k allocation drifts from your target. Works with employer-sponsored plans from Fidelity, Vanguard, Charles Schwab, and more.

₿ Can I track cryptocurrency with Guardfolio AI?

Yes, Guardfolio AI supports cryptocurrency monitoring from exchanges like Coinbase, Kraken, Binance, and more. Track Bitcoin, Ethereum, and thousands of altcoins alongside your traditional investments for comprehensive portfolio analysis.

Still have questions?

Contact Support

Investment Guides & Risk Management Resources

Learn how to protect your portfolio with our expert guides on risk management, portfolio monitoring, and investment strategies.

Top Risks

Top 10 Portfolio Risks Retail Investors Miss in 2026

Discover the hidden risks that catch investors off guard and learn how to protect your portfolio.

Read Guide →
Monitoring

How to Monitor Your Investment Portfolio Like a Pro

Essential strategies for effective portfolio monitoring and risk detection.

Read Guide →
Retirement

401k Risk Management: Protect Your Retirement Savings

Learn how to identify and manage risks in your 401k and retirement accounts.

Read Guide →
View All Investment Guides →
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